First Class Credit Repair

Our mission is to free others from economic bondage by assisting with their financial future regardless of their past.

You think you know what there is to know about credit? well take our Credit quiz and find out.

Free Support

We offer great customer support to all of our clients during our business hours.

What is Credit Restoration?

Get The Credit You Deserve.

Think of a car; when it gets older, you have to make an effort to keep it running and restore it from time to time. Credit is just like a car. You have to pay attention to it, you cannot just keep driving and ignore warning lights. With credit, you monitor for warning signs and make effort to keep it good and improve.
First Class Credit is here to help!

Credit Bureaus

The credit bureaus provide creditors with your credit profile which is a summary of how well you have or have not paid your debts and how you have managed credit extended to you in the past. The credit bureaus obtain this information from lenders who have extended credit to you. Your credit profile is supposed to indicate to creditors/lenders rather or not you as a consumer is trustworthy to have credit extended to you with the expectation that you will pay them back usually with interest. The problem is that over 80% of the information being reported by the credit bureaus is inaccurate and or unverifiable. These errors negatively affect your credit score and could cost you thousands of dollars because lenders either won’t lend to you or they will charge ridiculously high interest rates. First Class Credit is here to help you fight the credit bureaus to ensure that every item that they are reporting is 100% accurate and verifiable as the law mandates. The process that First Class Credit takes on for you as a client is called “Credit Repair”.

How We Do It

Allow us to educate you throughout the process to help you successfully maintain your credit, once restored.

Step 1– Once hired to fight for you, we help you obtain your current credit reports from each major credit bureau: TransUnion, Equifax, and Experian.

Step 2- We provide you with a 15-minute consultation to discuss the condition of your credit reports with all three credit bureaus. Reports may vary as each bureau is its own entity and every creditor doesn’t report to each bureau. Because every clients report is distinct we collect data specific to the needs of each client as an individual and create a game plan to repair the damage.

Step 3- Once we determine which items requires disputing with the credit bureaus and the best route to dispute each negative item we begin to fight for you by corresponding via certified mail to each credit bureau and creditors on your behalf.

Step 4 – By law, the credit bureaus must respond to the correspondences we send on your behalf within 30 days. You should receive their response by mail, which will indicate the results of each round of disputes.

*First Class Credit cannot guarantee results; however, hundreds of clients have seen on average, about 80% of their negatives remarks moved and have seen score increases of well over 100 points.

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What People Say About Us

Taking one of First Class Credit Repair's class, I have been able to manage my bills and raise my credit score by 80 points!
Dana Pope
I had bad credit and after working with First Class Credit, I have a new car and will be buying a new house soon.
Clifton Alexander

Our mission is to empower our clients by helping them achieve the credit scores that they deserve so that they can enjoy the lifestyle of their dreams.

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