The credit bureaus provide creditors with your credit profile which is a summary of how well you have or have not paid your debts and how you have managed credit extended to you in the past. The credit bureaus obtain this information from lenders who have extended credit to you. Your credit profile is supposed to indicate to creditors/lenders rather or not you as a consumer is trustworthy to have credit extended to you with the expectation that you will pay them back usually with interest. The problem is that over 80% of the information being reported by the credit bureaus is inaccurate and or unverifiable. These errors negatively affect your credit score and could cost you thousands of dollars because lenders either won’t lend to you or they will charge ridiculously high interest rates. First Class Credit is here to help you fight the credit bureaus to ensure that every item that they are reporting is 100% accurate and verifiable as the law mandates. The process that First Class Credit takes on for you as a client is called “Credit Repair”.