Yes, our office hours are from 9:00 am – 5:30 pm Monday-Saturday CST
The condition of each client’s credit varies. We cannot provide you with an exact time frame, however most clients begin to reach their goals within 6 months.
Improving your score is not solely based on credit repair; it involves you being dedicated to the process as well like paying your bills on time and keeping your credit utilization rate below 30%. Because every client’s situation is unique, we cannot guarantee specific scores; however the majority of our clients scores has increased from 50 points-200 points.
Definitely! You are protected by the FCRA, which states that all unverifiable items must be removed from your credit report, rather they belong you or not. To verify an account the creditors must provide a copy of the original documentation signed by the consumer. If they cannot provide this and fail to remove a negative item, they are violation of the federal law and the consumer has the right to proceed with litigation.
This depends on the state you reside in and the lender you plan to borrow from. In most states the minimal score to purchase a home at a reasonable interest rate is 620, however in certain instances it can be done with a lower credit score.
Our mission is to empower our clients by helping them achieve the credit scores that they deserve so that they can enjoy the lifestyle of their dreams.